In my 30 years as a forensic accountant I have seen far too many people lose much or all of the money they were relying on to fund their future plans, their retirement, their succeeding generations or their legacy.  This is a tragedy that shouldn't happen to anyone.  

While there are many ways you can lose what you have, one of the factors in many significant losses is over-reliance on a financial or investment advisor, regardless of what title they use.   

If you rely on an advisor for advice or management of your finances and/or investments, trust is not enough to protect you. These assessments will help you understand more about your risks of significant loss as a result of your reliance on and trust in your financial advisor(s).  The first assessment is about the person who manages or advises you on your investments.  The second is about the person/firm involved in managing your financial affairs including setting up or doing your banking, collecting money you earn, paying your bills, making purchases, moving money, arranging loans, etc.  If the same person provides both investment advice and financial management, you should complete both assessments.

​

​